Welcome on the website of Norbert Häring. It offers you comment and analysis from angles, which you will usually not find in the mainstream media. My focus is on monetary issues, because the consequences of the fact that we live in a monetary economy are particularly badly understood or ignored and are often misrepresented in textbooks and popular economic texts. Therefore, misunderstandings of the process by which money is created and destroyed and the pitfalls of this process abound. Those who fall victim too such misunderstanding cannot understand or deal with or prevent financial crises.